Payment Terms

1. Subscriptions & renewal

Paid plans are billed in advance for a monthly or yearly period. Each payment covers one period only and does not renew automatically: we never charge you again without you paying. We email you before your period ends so you can pay for the next one, and before any price change takes effect. If you do not pay, your plan ends and the application returns to the free tier; nothing you created is removed.

2. How payments are taken

You pay with QR Ph, the Philippine national QR payment standard, through our payment partner PayMongo. At checkout you are shown a QR code made for your exact amount; scan it with GCash, Maya or your bank's app and approve the payment there. Each code works once and expires 30 minutes after it is shown; if it expires you can generate a new one. Instead of scanning a code, you can also choose your bank (BPI or UnionBank) or, where it is shown at checkout, Maya: you are taken to your bank's or Maya's own page to sign in and approve the exact amount, then brought back to ChristChant. Your plan or clips unlock as soon as PayMongo confirms the payment to us. A payment that has not been confirmed does not unlock anything.

ChristChant never receives your PIN, one-time codes, account login or card details: you approve the payment inside your own banking or e-wallet app or website. We keep the payment reference, the amount and the date as proof of payment, for accounting, tax and fraud checks. See the Privacy Policy. If we add another payment method, such as a card processor, we will update these terms before we use it.

3. Accepted payment methods

QR Ph, paid at checkout as described above with any banking or e-wallet app that supports QR Ph (such as GCash or Maya); BPI and UnionBank online banking and, where shown at checkout, Maya, approved on your bank's or Maya's own page; and direct bank transfer (for example through InstaPay or PESONet), which we arrange with you and record ourselves; contact us to pay this way. Cards are not accepted at this time.

4. Currency & taxes

Prices are shown and charged in Philippine pesos (₱). Any applicable taxes are itemised on your invoice, and every verified payment gets an invoice with a running invoice number. Your bank or e-wallet provider may apply its own fees to a transfer; those fees are set by them, not by ChristChant.

5. Free trial

Every new account starts with a 30-day free trial of Premium. No card is required to start it and nothing is charged during it. When the trial ends the application moves to the Free plan (no watermark) until you choose to subscribe to Premium. It does not convert into a paid subscription on its own.

6. Changing plans

You can move to Premium at any time from your account settings. If you are already on an older paid plan, the upgrade is paid as the price difference for the remainder of the current period and takes effect immediately; your renewal date does not move. A downgrade takes effect at the end of the current period, and nothing you have created is removed.

7. Cancellation

Because plans do not renew by themselves, there is nothing to switch off: your plan stays active until the end of the period you have already paid for, then the application returns to the free tier. Cancelling or letting a plan end does not delete your account, your library or your data.

8. Payments we cannot match

If a payment reaches us that we cannot apply, for example because the same purchase was paid twice with two QR codes, or the order was cancelled or changed before it was paid, we do not unlock anything twice. We check it by hand and put right any amount you actually paid by refunding it to the account it came from.

9. Refunds

Annual subscriptions are covered by a 14-day money-back guarantee: tell us within 14 days of your first annual payment and we refund it in full. Monthly plans are not refundable once paid; letting the plan end stops further payments and you keep access until the paid month ends. Billing errors and duplicate payments are always put right, regardless of the window. We send an approved refund back to the e-wallet or bank account the payment came from, within 10 business days of approval, and we email you when it is sent. Full detail, including the fair-use limits and how to request one, is in the Payment & Refund Policy.

10. Changes to these terms

We may update these payment terms from time to time. Material changes that affect what you pay or how renewal works will be communicated by email before they take effect.